Payments and shipping
Payment and shipping setup
Checkout options that work where your business is based, and shipping rules that match how you really deliver.
Payments: what we do
Connect your providers
The payment providers your business is approved for, connected to your store.
Manual methods
Cash on delivery, bank transfer or other manual methods if they suit you.
Checkout settings
Customer details, order notes and checkout options reviewed.
A real test order
We place a test order so you know checkout works.
Approval is the payment provider's decision. You apply in your own business name, and we connect what you're approved for.
Shopify Payments or another provider?
Shopify Payments only works for businesses based in countries Shopify supports. In India, Nigeria and Pakistan it isn’t available today, so stores there use another provider with a Shopify connection, plus manual methods. Other providers can add Shopify’s third-party transaction fee; manual methods don’t.
Last checked: 17 September 2026
Shipping: what we do
Zones
The countries and regions you ship to.
Rates
Flat, weight-based or free shipping, as you choose.
Free-shipping rule
For example, free over a set order value (Complete and Catalog).
Weights and delivery times
Product weights and the delivery-time text shoppers see.
What you do yourself
Apply to payment providers in your own business name
Required
Complete their identity checks
Required
Register for taxes where your law requires it
If it applies
Open accounts with any courier you use
If it applies
What we will never do
We never create payment accounts in someone else's name, never use a borrowed foreign address or company to get you a provider, and never ask for your payment-provider login.
Questions about payments
Can I use Shopify Payments in my country?
Only if your business is based in a country where Shopify offers it, mainly the US, Canada, the UK, most of Europe, Australia, New Zealand, Japan, Singapore, Hong Kong, the UAE and Mexico. India, Nigeria and Pakistan are not on Shopify's list today. Before you pay us, we check Shopify's current list for your country.
If Shopify Payments isn't available, how will my customers pay me?
Through a payment provider that works in your country and connects to Shopify (for example Razorpay in India, or Paystack and Flutterwave in Nigeria), plus manual methods such as cash on delivery or bank transfer. You apply to the provider yourself, and approval is their decision. We connect what you're approved for and test it with a test order.
Do I need a registered business to accept payments?
It depends on the provider and your country. Most check your identity, and many ask for business registration or tax details. You complete that verification in your own name. Until you're approved, cash on delivery or bank transfer can get you started.
Can you use a US or UK address to get me Shopify Payments or Stripe?
No. Payment providers check that your business, its address and its bank account belong together, and mismatches can get payouts held or accounts closed. We set up the options your business actually qualifies for.
Can customers pay in their own currency?
Your store has one main currency. With Shopify Payments, customers can be charged in their own currency. With other providers, your store can show converted prices, but customers pay in your store's main currency. We set the currency you choose at the start, because changing it after your first order is difficult.